Provider of Top HMOs in the Philippines

Healthcare plans for individuals, families, and groups.

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Partners With the Best HMO Providers in the Philippines

Select from a list of reputable HMO providers, such as Maxicare, Medicard, and PhilCare, that have established a strong reputation in the country for providing quality healthcare services.

Comprehensive Coverage for Medical Services

Choose from various health insurance plans that cover different medical treatments and services, such as hospitalization, diagnostic tests, consultations, medications, and more.

Tailored Healthcare Packages

Whether you need coverage for basic healthcare or more comprehensive services, there is a health insurance plan that will suit your needs and budget.

Extensive Network of Providers

Access an extensive network of hospitals, clinics, and doctors nationwide. You can find and receive quality medical care from trusted healthcare providers wherever you may be in the Philippines.

Affordable Rates and Flexible Payment Options

Enjoy competitive rates and flexible payment options to make healthcare coverage more accessible for you and your loved ones.

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Comprehensive Health Care Benefits

Different HMO Plans to Choose From

Individual Plans

Comprehensive personal health insurance plans with medical coverage starting at Php 50,000 up to 5M.

Family Plans

Family healthcare plan that provides extensive coverage for all members, including parents and children.

Senior Citizens Plans

Coverage for individuals aged 60 and above includes pre-existing conditions and other health services related to aging.

Small Businesses

For startups and micro, small, and medium enterprises (MSMEs) with at least 3 employees.

Group Plans

Tailored medical coverage for large groups or organizations, ensuring the well-being of employees and their dependents.

Freelancers and Self-Employed

Full medical coverage for freelancers, self-employed individuals, and entrepreneurs, including their families.

Babies and Children

Health insurance plans for newborns, infants, and children up to 18 years old to ensure their well-being as they grow up.

Prepaid Cards

Convenient and budget-friendly prepaid health cards for outpatient consultations, diagnostic tests, and other medical services.

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Life Saver!

I never realized the importance of having a health insurance plan until I got hospitalized. The hospital expenses were overwhelming, and it left me struggling financially. That’s when I decided to get an HMO plan. Now, I have peace of mind knowing that my medical expenses are covered, and I can focus on my recovery without worrying about the cost.

Karl

Insurance Advisor

Highly Recommended HMO Plans

As a freelancer, I don’t have company-provided health insurance. That’s why I decided to get an HMO plan for me and my kid. It has been a lifesaver, especially during unexpected medical emergencies.

Weng

Freelancer and Mom

Best Senior Health Plan!

My mom is a senior citizen and has always been my top priority. That’s why I got her a health insurance plan. It’s a relief knowing that she can get the medical care she needs without worrying about the expenses.

Armand

Business Owner

Peace of Mind for My Family

Being a mom, it’s essential for me to provide the best healthcare for my family. I’m glad I got a family health insurance plan from Robert; now I don’t have to worry about sudden medical expenses and can focus on keeping my family healthy.

Redji

Full-Time Mom

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About Me

Hey there! My name’s Robert.

I’m an HMO specialist and a Registered Financial Planner (RFP). I’ve been in the health insurance industry for over 5 years and have helped numerous individuals, families, and groups secure comprehensive healthcare coverage.

As someone passionate about promoting financial literacy and wellness, I believe having a reliable health insurance plan is crucial to our physical and mental health. That’s why I am committed to helping people find the best healthcare packages tailored to their specific needs and budget.

FAQs

Applying is easy. For individual and family plans, provide the age of the person applying and the desired healthcare coverage. For groups, I’ll need the number of employees/members, their age, preferred coverage, and the type of business (these are the initial requirements).

There’s usually a waiting period before you can use your coverage, typically 15 days to a month from the enrollment date.

Yes. You can choose your preferred healthcare provider from the HMO providers’ extensive list of accredited hospitals, doctors, and clinics. You can contact me for the list or check directly with the doctor or the hospital.

Yes, you can upgrade your coverage upon contract renewal.

Congratulations on maintaining good health! Unused coverage doesn’t roll over to the following year. However, depending on your plan and provider, you can avail of other health services or wellness programs within your coverage year.

For individual plans, most HMO providers have a maximum age limit of 60 years old upon enrollment and renewable up to age 65. For group plans, some providers allow members to apply up to age 65.

No, HMO is not mandatory in the Philippines. However, having a reliable health insurance plan can provide peace of mind and financial security in case of medical emergencies or unexpected health issues.

The cost of HMO plans varies depending on the age, type of plan, coverage, and provider. Please get in touch with me to know your options.

Yes. HMO providers have included coverage for epidemic diseases. However, coverage for specific diseases may vary depending on the plan and provider. Please refer to your chosen HMO provider’s policy for more information.

Most HMO plans cover basic dental procedures, but coverage for wisdom teeth removal may depend on the plan and provider. It’s best to check with your chosen HMO provider for specific coverage.

Yes. HMO providers generally cover pre-existing conditions (PEC), but coverage varies by provider and plan type. There’s usually a waiting period, typically one year before PEC is covered, with limitations or exclusions.

Yes. Some medical insurance covers mental health services such as consultations and therapy sessions.

Yes. However, you can only use one HMO at a time for a specific medical procedure or consultation. Ideally, get a medical insurance plan to cover major expenses like hospitalization while using an HMO for outpatient services and minor procedures.